How to Apply

US citizens or permanent residents with a valid social security number may apply for Direct Loans. To be eligible to apply applicants need a high school diploma or equivalent qualification and must not have defaulted on any previous student loans. Male students also have to be registered for Selective Service to be eligible to apply. Exceptions are males who become US citizens after their 26th birthday, males who are exempted with a certificate (this is checked online), and serving servicemen.

You must meet the criteria set by the US Department of Education to be eligible for US loans. The basic eligibility criteria are listed on the Federal Student Aid website. There are additional criteria for foreign schools, which is outlined briefly below.

Other prerequisites for eligibility include that you must:
• be studying an eligible, degree-bearing programme
• be enrolled and continue to be enrolled at least half-time at Swansea University
• maintain Satisfactory Academic Performance during your studies - see our SAP Policy for further details
• undertake your study and/or research within the UK, including your writing-up period (unless mentioned below).

Further information on these eligibility criteria is provided below. These rules and regulations are set by the US Government. The University does not have any discretion to change these regulations.

The eligibility criteria for US loans are subject to change at the US Department of Education’s discretion and are beyond the University’s control. You should check the latest eligibility on the Federal Student Aid website.

In order for your loans to be progressed with us, an unconditional offer for a place on an on-campus degree at Swansea University must be accepted.