An interview with Stephen Fadian

Stephen Fadian Why did you decide to study at Swansea University?

A combination of factors - the course, sporting facilities, location by the sea, and I had a few friends already there.

What are you doing now career-wise?

I currently work as a Senior Risk Manager at Lloyds Banking Group, where I organise and manage Credit Risk Reviews across Large Corporate, Major Corporate, Corporate Real Estate and International. I’m also responsible for making recommendations for improvements to the management and control of credit risk.

How has Swansea University and your course helped you with your chosen career path?

It taught me that you have to be a self starter if you want to get on in life and that you can’t wait for someone to kick you into action.

What are the most challenging parts of your job?

Sometimes I have to have difficult conversations with colleagues who are putting the bank at risk of losing money. I have to decide if the actions are deliberate or the result of a training need. The consequences of my decisions can be very serious so I challenge myself to get these decisions right.

What are the most rewarding parts of your job?

I’ve worked in Australia, New Zealand, Dubai, New York, LA, Uruguay, France, Germany, Spain and Ireland. It is interesting to see how different cultures address the same business challenges.

Also, I get to share my experience across the group and help my colleagues to develop their lending skills.

What was the best careers advice you were given?

Never burn your bridges. I used to work for HBoS about 10 years ago and when Lloyds rescued HBoS, I was back working with some of my old colleagues. You never know when you will meet people again!

What advice do you have for current students and new graduates?

It’s never too early to start getting relevant work experience, paid or unpaid. We get applications from thousands of undergraduates; you really need to stand out! Go into a career that you have a passion for, because working for 40 years is a long time to do something you don’t really enjoy.

What are your plans for the future?

To organise a charity fundraising cycle ride to Le Mans in 2013 and to take the next step up the career ladder.

What have you done that you are most proud of?

I raised £1,200 for the local Neo-natal unit by cycling 190 miles Coast to Coast in 3 days; I manage to maintain a work-life balance despite having to be away 100 nights a year; at the age of 23 I got my first managerial appointment.

What are your favourite memories of your university years at Swansea?

Wednesday afternoons! Playing football and then celebrating whatever the result. The social life was great especially the Mumbles Mile and Cinderella’s. We occupied the Abbey in my first year – I can’t even remember why we did it!

And finally, describe yourself in 3 words…

Happy, fit, family-man